Purchase

When you apply for a loan, you will have to provide detailed documentation of your financial history.  We will also  request a credit report from a credit agency and will verify the information provided in your loan application.
Documentation needed includes:
 

• ♦ Social Security numbers for both you and any co-borrowers
• ♦ Copies of checking and savings accounts statements for the past two months
• ♦ Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
• ♦ Recent paycheck stubs
• ♦ W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
• ♦ The name and address of someone who can verify your employment
• ♦ Residence history for the past two years
• ♦ Sales contract for the purchase of a new home
• ♦ Homeowner's association information with contact information if property is a condo or part of a homeowner's association
   

 

Getting Started

• Rent Versus Buy Calculator
  Click Here to compare renting versus buying
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• Documents You Will Need
  Click Here to see what you'll need
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• Ready to Get Your Loan
  Click Here to Apply Now
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